Know your numbers
Borrowing Power Blueprint™
The Borrowing Power Blueprint is a personalised lending strategy that shows where you stand today, identifies the levers that may improve your position, and maps the steps to get you finance ready. Clear, actionable, and complimentary.
Why borrowing power is often misunderstood
Your borrowing capacity is not a fixed number
Most people think of borrowing power as a single figure. In reality, it can shift depending on your income structure, existing liabilities, savings, loan setup, dependants, credit history, and which lender you approach.
Many clients arrive after being told a number by their bank, only to discover that assessment was based on a narrow view of their situation.
Your deposit, employment type, loan purpose, property goals and whether lenders mortgage insurance applies can all affect what you may be able to borrow. For investment lending, existing equity and overall structure matter too.
Different lenders can assess the same financial position in different ways. That means the right lender, loan structure and application strategy can make a meaningful difference to your options.
The Borrowing Power Blueprint is designed to cut through that uncertainty. Instead of guessing, you get a clearer view of where you stand, what may be holding you back, and what steps could help you move forward with more confidence.
Your Borrowing Power Blueprint
A clear process for understanding, planning and moving forward
The Blueprint is designed to help you understand your borrowing position properly before making a decision.
We work through your numbers, model your options, and build a clear plan so you know where you stand today, what may be possible next, and what steps to take from here.
Current position snapshot
We map where you stand right now. Income, liabilities, savings, structure, and lender criteria are all assessed to give you an honest, accurate view of your borrowing position today.
Buying range and repayment guide
You receive a realistic buying range based on your actual numbers, along with indicative repayments to help you plan with confidence. No guesswork, no inflated figures.
Scenario modelling and action plan
We model what your position could look like with changes to income, liabilities, savings, or structure. Each scenario is paired with a clear action plan showing what to do and when.
Blueprint execution and ongoing support
Once your plan is in place, we move from strategy into action. From lender selection and application through to settlement and beyond, you have continued access to guidance and support.
GET YOUR BLUEPRINT
Book your Borrowing Power Blueprint call
It's complimentary
The intro call and Borrowing Power Blueprint are offered at no cost. There’s no obligation to proceed.
20 minutes is enough
The call is focused and efficient. You don’t need to prepare anything in advance, just come as you are.
No judgment, ever
We work with all kinds of situations, including complex ones. You won’t be rushed, dismissed, or made to feel behind.
Australia-wide
We’re based in Sydney and work with clients all over Australia. Calls are held via phone or video, whatever suits you.
What you receive
What your Blueprint includes
Every Blueprint is delivered as a walkthrough call, a summary document, and a follow-up check-in. Here is what that covers.
POSITION
Your real numbers
A clear read on your likely buying range, realistic repayments, deposit position, and how lenders are reading your situation right now.
LEVERS
Your strongest path forward
The specific levers that influence your capacity, income structure, savings, existing debts, and how your finances are put together.
SCENARIOS
Modelled scenarios
See how different moves change the picture. Pay down a card, restructure income, wait six months, add a guarantor, we model it before you commit to it.
ACTIONS
A decision-ready plan
You leave with actions, not just insights. Specific next steps in clear order, what to do this week, what to line up in 30 days, and what sets up the next 90.
Who the Blueprint is for
The Blueprint works for a range of situations
First home buyers
Starting out and want to know what you can afford
Understand your realistic buying range, what deposit you need, and what steps to take before you apply. No jargon, no pressure, just a clear starting point.
Self-employed borrowers
Business income and complex structures
If your income comes from a business, trust, or company, the Blueprint models your position correctly and identifies the lenders best suited to your structure.
WEALTH BUILDERS
Planning a next move or building a portfolio
REFINANCERS
Reviewing your loan and wondering if it still fits?
Common questions about the Blueprint
What is the Borrowing Power Blueprint?
The Borrowing Power Blueprint is a personalised lending strategy prepared by Fuda Finance. It shows your current borrowing position, a realistic buying range based on your situation, and the steps that may help you reach your target. It covers income, liabilities, savings, loan structure, and lender criteria, and is delivered as a walkthrough call, a summary document, and a follow-up check-in.
How long does it take?
Most Blueprints are delivered within a few business days after your intro call and once the minimum information needed has been received. The timeline may vary depending on the complexity of your situation.
Does it affect my credit score?
No. The Blueprint assessment does not involve a credit enquiry and will not mark or affect your credit file in any way.
Do you charge a fee for the Blueprint?
The Blueprint is currently offered as a complimentary service to potential and existing Fuda Finance clients. There is no cost to get started.
Can you work alongside my accountant or financial adviser?
Yes. Fuda Finance regularly collaborates with accountants and financial advisers to achieve better outcomes for clients, particularly where business structures, trusts, or complex income are involved. If you have an existing adviser relationship, we are happy to work alongside them.
Complimentary. No credit check.
Start your Borrowing Power Blueprint today
Book a 20-minute intro call and we will map your current borrowing position, show you a realistic buying range, and identify the steps that may help you reach your goals. Fuda Finance serves clients in Sydney and across Australia.